Bei eigener Darlehenskündigung durch die Bank steht dieser keine Vorfälligkeitsentschädigung zu! Gezahlte Vorfälligkeitsentschädigungen können zurück verlangt werden. Kündigt eine Bank einem Darlehensnehmer außerordentlich, weil er sich mit seinen Leistungsraten in Verzug befindet, steht ihr keine Vorfälligkeitsentschädigung zu. Dies hat der BGH in einem Aufsehen erregenden Urteil vom 19.01.2016 (XI ZR 103/15) entschieden. Im Falle von...Read More
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